Bad Drivers: How to Get them off the road.

Lots of people have driver's licenses.  Most of them are physically and mentally able to take control of a car and drive it.  Due to momentary distractions they cause accidents.  They are texting, talking on their cell phones, rubber necking, listening to the radio, looking at the pretty girl in the car next to them,etc.

Sometimes the person driving is not medically able to drive and continues to drive anyway.  All  sorts of medical and mental problems can interfere with driving ability.  Like near blindness and black out spells, delusions, etc.  When those sorts of problems are present, the driver should know better than to try and drive. In fact, family members and doctors should and often do report them to the Florida Department of Motor Vehicles in Tallahassee.  The report is confidential and will result in an investigation.  It may require the driver to go through a driving test, or to get a report from the family doctor.  If the license is pulled, they can not drive anymore.

The loss of a license is a terrible inconvenience.  It is the loss of independence, a change of life, and is a discouraging part of life.   There is a moral duty to turn in suspected incompetent drivers but family pressures often make the family members look the other way.  Florida law allows ANYONE to report a suspected bad driver to the Department of Motor Vehicles.  Any and all reports are confidential. Here is a link to the official website which tells all about how to report the suspected incompetent driver to DMV.

As the holiday season approaches, it is a good time to be thinking about bad drivers.  I hope you and your loved ones not only survive, but actually enjoy Christmas this year!  If you have been worried about a loved one's ability to drive safely I encourage you to consider asking DMV to get them checked out.

Too Old to Drive?

This week I helped settle a case for a client who was riding his bike home from the beach when he was hit head on by a little old lady too old to drive.  Her license was taken away two months before when the state of Florida DMV decided, after looking at her medical records, that she was impaired.  The state had been monitoring her medical records since 2004 when she was 86.  The accident happened in 2010 when she was 92, and had poor eyesight among other things.

This is the first time I had ever been in a case when the defendant was too old to drive.  I filed suit because she ignored my "Dear Defendant" letter. I found out she had an insurance policy and a little bird told me she was the beneficiary of a big trust.  I was suspicious about her driving ability  so I  subpoenaed her medical records.  I was amazed at what her doctors' were reporting.   One doctor was frustrated that she was still driving, and had sent her to a neurologist to check out her fainting spells.

Although it took five years to yank  her license, it was finally done.    In Florida a person who loses their license can file and appeal but she did not do so.  Problem was she continued to drive, and sadly, two months after losing her license,  caused a head on collision with my client.  He was on his bike.  Guess who won?  He almost lost an arm and a leg!

When a person who KNOWS they are subject to sudden temporary situations which make them unsafe drivers, they are guilty of gross negligence.  A person guilty of gross negligence like this little old lady can be subject to punitive damages on top of the medical bills, lost wages and pain and suffering.

Low Speed Small Crash Car Accident cases

If you have been in a low speed "fender-bender" with minor or negligible damage to your car you might be wondering how that affects your potential injury claim.  Good question.  Most people (read jurors) intuitively think that the bigger the crash, the more likely it is someone got hurt, and the smaller the crash, the more likely it is no one got hurt.  Again, it is not the speed that causes injuries, but the sudden change of speed, either due to a sudden stop, or sudden acceleration.  That is called Delta V in scientific circles.

Living in the Daytona area, and having seen NASCAR races in person and on TV for years, I know that some accidents like the one which killed Dale Earnhardt did not look that "bad" while drivers in other NASCAR accidents which looked much worse walked away without injuries. 

There is a whole defense named after small accident crash cases. It is called the MIST defense.  MIST stands for Minimum Impact-Soft Tissue.  It was started about 20 years ago by Allstate Insurance to fight back against claims in low speed rear enders.  There are special biomechanical experts who claim to be able to predict at what speeds humans can be injured and below those speeds (usually 5-10 mph) there can never be an injury.

The problem with the MIST defense is that there is no scientific evidence using live persons to reliably predict the speed necessary to cause injuries.  Courts will not allow junk science and have fortunately refused to allow so called "experts" from polluting the trial with junk opinions. 

So, if you have a significant injury due to a low speed, low crash accident case, be heartened.  There is a legal right to recover for your injuries, despite folklore to the contrary.

 

Honesty with Clients in Accident Case Evaluations

Let's be honest with each other.  Clients do not know how good or bad their case is.  All they really know is what their lawyer tells them, and how hard their lawyer appears to be working for them. Personal injury lawyers compete for clients and sometimes the ones who hold out the highest promises get the client even though the case is weak or meritless.  In such cases the day of reckoning comes when the jury returns a Verdict much smaller than the client was led to expect, or is given a small offer at mediation. The result is an angry client who feels like his lawyer lied to him, and makes for bad feelings against the legal profession in general.

I do not believe it is in my client's best interest to candy coat their cases.  As I said in an earlier Blog I do not believe in Veterinary law:  my clients are human beings (not kitty cats or puppy dogs) and deserve to know what the law is and how it is likely to impact their futures.  They deserve to get candor, honesty, and hard work.  Not inflated evaluations, guesses and a legal mill.

It has been my experience that clients do not always want to hear the truth about their cases.  When that happens, they are sometimes in a state of denial and do not like it when their lawyer is "up front" about their cases.  They have the right to change lawyers and often do, thinking another lawyer who has higher expectations is likely to get a larger verdict or settlement. Lawyers owe a duty to their client to fight hard for their rights. Being candid about the real facts is a two edged sword:  on the one hand they can't make exorbitant promises, and then after the client is aboard, force the client to settle for peanuts.

So, when you are asking for an evaluation of your case, ask your lawyer what his experience with cases like yours has been, whether he has actually tried cases like yours and what the downside really is. You are paying for his advice and experience, not BS.

Do I have a case? What to do after a wreck in Florida

A few days ago I exchanged emails with a potential client who had been rear ended at a red light by a truck.  These same rules apply even if you were on a motorcycle. The main thing he wanted to know was "Do I have a case?"  This question comes up a lot and is best answered by going through a checklist with me.

1. Were you seriously injured? A "serious" injury is a prerequisite to having a case. In layman's terms this deals with the amount of DAMAGES which can be recovered.  Pictures of the vehicles tend to show whether or not a crash was serious.  If there is very little damage then the likelihood is that there is no case.  On the other hand a roll-over collision which totals a car is probably indicative of a case.   The law looks at "Serious" and defines it in terms of injuries to  the passengers.  It means the injured person must have one or all of these things to have a case:

  • either a significant and disfiguring scar; or
  • a permanent (forever) injury of some kind, usually to the bones and ligaments and soft tissues, but it may include headaches alone;
  • or a death.
  • if none of the above then you have a case only to get your medical bills and your wage losses (if any) in excess of those payable by your own insurance company

If the answer to any or all of these is YES, then this is the next question I ask:

2. Is there any insurance to pay for your medical bills, lost wages and other damages?  This has also been known as the "Deep Pocket."

  • insurance means that the at fault driver has liability insurance, to pay for the damages he/she caused by their negligence, or
  • backup insurance, known as "uninsured motorists" or underinsured motorists coverage which protects against negligent drivers.  It has been estimated that 40% of all drivers in Florida have NO INSURANCE.
  • medicare and group health carriers will have the right to get any money back they payout for your medical care due to the accident.  This is called a "Lien."

If the answer to 1. and 2. is yes, then the next question I ask is

3. Who caused the accident?

  • Liability is another word for responsibility, or fault.  Florida is not a Black or White state. There can be more than one person who caused the accident and judging fault can be tricky.  Just because a ticket was given out does not mean the ticketed person was at fault.  See my earlier blog about the T Word.
  • If the liability is "iffy" or unclear, such as where each driver claims they had the green light, then that enters into the decisions.  It makes me wonder how much time and effort it will take to get a fair settlement. 
  • Independent eyewitnesses are golden, as are scene photos showing skid marks, and crush damages.

4.  Finally, there are some intangibles.  Do I think my client will come across as deserving?  Or as someone who is trying to get something for nothing?  Does what they say make sense?  Do they have unreasonable expectations about what they will get out of the case?  Have they been injured before? How serious is the injury?  It's hard to tell if it has only been a week or two.

Bottom line:  If you were in a wreck, at the very least call your doctor right away and get some treatment started.  What seems like a nuisance injury can be very serious.  Men are usually macho and try to tough it out and make the mistake of not getting in to see a doctor for weeks or longer.  This makes it harder to link the accident to the injury.  Take photos of the car and the scene and keep them for later on.  If there are witnesses ask them for a brief written description of the accident.

I do not charge for initial consults with clients and can explain this in greater detail during an office conference. 

 

 

 

Crash in a Foreign Country? Which laws apply?

There is a story in the news about  Joan Holzschuh, a woman from Palm Coast, Florida who was killed in a crash when the tour bus she was riding in crashed into the back of a stopped vehicle on the side of the road in Egypt.   She went to Bethlehem for Christmas.   News stories on the TV discussed the facts and seem to indicate the accident happened before dawn while the Bus was on the way to a popular tourist attraction.  Talk about being in the wrong place at the wrong time.

Was the driver of the Bus at fault?  How about the driver of the parked vehicle who stopped on the side of the road?  Do they have to carry insurance?  Does Egypt have laws which make the Tour Operator liable for the negligence of its Drivers? If she bought her ticket in the State of Florida does Contract law in Florida apply?  

The decedent was from Palm Coast, and the accident happened in Egypt.  Does the law of Florida, or the law of Egypt apply?  There is an arcane little known field of law called "Conflicts of Laws." This specialty is designed to answer questions exactly like the ones in this case.

 I represented the mother of a young sailor who was killed when he was a passenger of  a car which went  over a cliff  near Naples, Italy.  I filed suit in Volusia County, Florida and was able to get a nice settlement for the mother of the young Navy sailor who was killed.

Knowing "Conflict of Law" rules helped me avoid Italian rules and regulations and get  a good result. When a complicated accident case involving foreign laws is being considered, its good to get someone who has experience in Conflicts of Law cases.

How to Protect your PIP Benefits from being lost

Florida is only one of two states with no fault and PIP Benefits.  Personal Injury Protection (PIP) benefits are there for you if  you have been injured in a car accident even if it was your fault or someone else's fault.  Getting PIP benefits is easy.  Just call your insurance company, report the car accident, and a new claim will be opened.  A few days later you will get an Application for PIP benefits in the mail.  Fill out the blanks and return it.  It will ask you some really simple questions about the accident, like were you hurt?  What part of your body was hurt?  Will you be losing any wages due to the wreck?  

A claim number will be given to you and you can then give it to your medical providers, hospital, pharmacy, and they can (but do not have to) bill your PIP carrier for any accident related expenses. If they agree to bill your PIP carrier make sure they send their bills in right away.  If they don't your benefits will be lost.  If the bills are not sent to your PIP carrier within 30 days after the service is rendered, they become "stale" and the PIP carrier can refuse to pay them.  This gotcha will deprive you of your PIP  insurance benefits. You will then have to pay the doctors who failed to send in their bills out of your own pocket and this will aggravate you and your doctor.  So my recommendation is to make sure the bills are being sent to your PIP carrier promptly or you will lose benefits and a good doctor!

Why do PIP benefits go stale?  Because PIP carrier believe doctors will hoard bills until they are finished treating, sometimes for months, and then submit them all at once, thereby PIP carriers will lose out on the chance to dispute and deny improper care.  PIP carriers believe there is a lot of PIP Fraud going on.  The typical PIP Fraud case involves a staged accident with the doctor getting $10,000 in PIP benefits for treatments after a fake accident.  

So, bottom line, to avoid losing your valuable PIP benefits make sure the medical bills are sent in by your doctor within 30 days of the service date, and keep a record! Most doctors know this already but it would be smart to check with them just in case.

 

Do I have to give a Statement after an accident?

Soon after an accident you can expect to be getting a call from an insurance company adjuster who will just want to ask you a few simple questions. If you were hurt in a store, the manager will want a statement.  It will take you by surprise, and most people feel they have nothing to hide so why not? Adjusters will want to know how bad you were hurt so they can estimate the size of your claim, and maybe offer a small settlement to wrap things up.  They know they can't talk to you after you get a lawyer so they are pushy.  The prospect of an easy settlement a few days after a wreck may be inviting, so why not cooperate?  Because there are some major problems if you do.  How can you be expected to know the full extent of your injuries and the expenses you will have in just a day or two?  No one can know that soon.  It's foolish to drop your claim for a couple of bucks if you don't know what it is worth.

In Florida you do not have to give a statement  unless you are asking for PIP benefits from your own insurance company.  Usually there is just a little PIP Application to fill out, which has to be done. However, sometimes a PIP adjuster will also want to do an Examination Under Oath.  The EUO has to be given if requested or you will blow your right to benefits. PIP benefits up to $10,000 are paid for lost wages and medical bills if you were hurt in a car wreck even if it was your fault or someone else's fault.

So should you give the liability adjuster for the liability insurance company or adjuster for the uninsured motorists company a statement?  I don't recommend it.  Why?  Because it might be used to hurt you later on if you make an accident claim.  How?  Let's say you were rear ended and they ask you to describe your injuries. You tell them about your problems.  Later on when you visit your doctor he may find other issues which you honestly did not know about.  In court, the jury will have doubts about your reasons for the seemingly contradictions in your testimony. The more time you give statements or the longer your statement the more likely it is you will say something wrong.

So, why risk it?  It's not necessary unless its for PIP benefits, and it may be really harmful.

 

 

 

 

Drinking and Driving PART TWO

 Last year I wrote a story about a Party Mom in St. Augustine who decided to help her child by hosting a party where she was providing booze to her child's friends  under adult supervision.  I guess the reason was to make her child more "popular" by providing a place and some alcohol for the teenage friends. The totally predictable outcome  was the accidental death of one of the young guests who was killed while driving home.

As I explained in my previous post, parties like this are illegal.  It is also incredibly stupid.  In Florida there is a Florida statute making it illegal to offer booze to kids, and a recent case involving an after school party and underage drinking was decided.  A teenager had too much to drink, and crashed into a tree going 80 miles an hour.  He suffered severe brain damages and is now a quadriplegic. The case started in 2001 and was just ruled on by a Florida Appellate court.  The Court decided that the Alcohol Defense Statute applies to minors who are provided booze by others and then cause themselves to be injured.   A jury verdict of more than $12 million in personal injury damages was overturned.  

 F.S. 768.36 says that whenever a person is in an accident and has a blood alcohol level of .08 or higher, and is found by a jury to be more than 50% at fault they have no right to recover for the accident.  This law was sponsored several years ago by MADD and makes good sense.

I hope that over this year's Holiday Season, and in the future whenever a parent thinks about sponsoring a party and serving alcohol for their kids, they will not make the mistake of providing booze to underage kids.  It is illegal and stupid. There are better ways to make you child popular than teaching their friends how to get drunk and cause horrible accidents.

 

 

All Hospitals are Not Equal: Level I Trauma Centers

If I were in a serious accident in Flagler county, which ER  would I go to for treatment?  Halifax Hospital without a doubt.  Residents in Orlando, Gainesville, and Jacksonville have access to state certified  Level One trauma centers.  As good as Halifax Hospital in Daytona is, it is classified as a Level II trauma center.  There are only 7 Level I trauma centers in Florida, and 2 of them are in Gainesville. There is no Level II trauma center in Flagler County.

There is a difference between care at a Level I and II.  In  Level I a General Surgeon is always present to help immediately  plus comprehensive long term care being available in the Level I  hospital.  Plus, if  you or a loved one is involved in a serious trauma, jeopardizing your spinal cord for example, the quicker care might mean the difference between being able to use your arms and legs again, or being a paraplegic or quadriplegic for the rest of your life. In terms of care, Level I trauma centers offer quicker and more comprehensive care because they have qualified expert staffing "On Call and immediately available at all times."  Level I Trauma centers must have burn units or transfer agreements with burn units set up.

The Trauma website says that Level II centers don't have the comprehensive ability for long term care and many of their patients end up being transferred. A recent study of Traumatic Spinal Cord Injuries (TSCI) concluded that :

"Trauma center care is associated with reduced paralysis after TSCI, possibly because of greater use of spinal surgery. National guidelines to triage all such patients to trauma centers are followed little more than half the time."

In Florida in 2002 more than 29,000 patients were treated at Florida trauma centers.

 

Who will pay my Doctor's Bills after a Car accident?

 I met a new client last week who wondered how her bills would get paid and if she  would  have to pay one-third of her PIP benefits to me for attorneys for fees.  

I have some great news for you.  Florida law requires what is known as Personal Injury Protection (PIP).  It is a mandatory part of every auto policy.  As the insured you have the right to choose how to spend your PIP.  PIP can  be used to pay accident related injuries or your lost wages of up to  $10,000. It allows you to pick the doctor  of your choice.  It allows you to use the benefits for cleaning your house or yard work if your doctor says you cannot do those things.  If you have Medical Payments (MedPay) coverage on top of the PIP,  it will also pay another $5,000 towards medical bills.

 I told her I do not charge a fee on her PIP and Medpay  benefits.  Let me repeat:   I do not charge a  1/3rd cut of the $10,000 in PIP benefits or $5,000 in Medpay coverage.  I do not deduct anything at all from PIP coverage and Medpay coverage when I handle your file.  

Some clients do not have major medical and Medicaid pays their bills above the PIP.  Medicaid has a lien and is entitled to get its money back from any liability settlement.  It takes months to get Medicaid to tell me how much it is owed so I start early getting its information.

Some clients have major medical insurance on top of their PIP.  If medical bills are high enough to use up all of their PIP insurance then the major medical kicks in.  

After discussing this with her she was glad to know what would be paid by PIP and Medpay, and that I do not charge a 1/3rd fee for getting those benefits paid.   

Cell Phones, Accidents and 911 calls: Why who you call First is Legally Important

 A recent case in Central Florida involving Cell phone use tells us that the sequence of calls following an emergency like a car accident is very important.  It is human nature to want to report an accident to our loved ones to let them know you have been injured, and to get help.  But who you call first may create a very important clue about why the accident happened.  And the clue may be misleading.

In Hernandez v Felciano,  the plaintiff was rear ended, and called 911.  His detailed cell records were obtained and put into evidence at trial. ( A cell company can on request provide the details)  The records showed that about the time of the accident, he was on the cell with his family.  So the jury was faced with the chicken and egg problem:  which came first, the accident or the  call to his family? Was he driving erratically because he was on the phone? Based on this skimpy evidence, the jury concluded in Hernandez the plaintiff was at fault and caused himself to be rear ended.

The problem with cell phones is that they can do good: report an accident; or bad: cause an accident.

 My recommendations?

  • Make sure the first call is to 911 to report the accident.  911 calls are recorded and can be obtained for later with a Public records request for use at trial if necessary.  
  • However some agencies erase the calls after 30 days so don't dither or dally!  
  • The time of the call on the 911 call can be compared to your cell phone bill and prove the first call was to report the accident, and then a call was made to your loved ones.
  • Get a detailed copy of your cell phone bill and keep it for later.

A "Public records" request under the statute can be made for a copy of the call.  I believe a simple email request to the correct call center should be enough to get the relevant call, and it can be mailed to you in a MP3 format.  There may be a slight charge, so ask before your send your email.

You still have to know which Call center to send the request to, and that can be found by a simple Google search for "911 Call Centers."   The local one in Flagler County,  Florida where I practice has some good info on their website. The center's website says the caller's phone  location cannot be determined from a cell phone call, and you will need to verbally tell them your exact location so they can send help to you.  If the accident happens on the Interstate getting the exact address is a little more of a problem.  Many popular Cell phones now have GPS positioning information which most call centers can use to pinpoint a location. To track a person with a cell phone the cell user must have 

  • the right kind of cell phone;
  • be connected to the right network, and
  • have the right service

I use an iphone and know I can set it up to allow its location to be found remotely.  It must be done beforehand it cannot be found with the GPS function.  

So, here is a lot of good info regarding cell phones and using them after an accident and I hope it helps save a life! Even if not lifesaving, it may help you avoid making a legal mistake by failing to call 911 first.  If you cannot call because you or your phone have been disabled or lost, may I recommend you ask a Good Samaritan/passerby to call 911 first?  And then call your loved ones for you?

When Can a Rear end collision be a Good Case?

 Occasionally every plaintiff's trial lawyer will be offered  the opportunity to take a case which may look good but is really  a stinker.  The corollary is also true:  sometimes what appears to be a stinker can in reality be a good case which should be taken to court.  A recent rear end collision case which resulted in a death reminded me of this. 

The case is called Itiat v Foskey.   In that case a tow truck suddenly changed lanes on Interstate 10 in the driving rain and slowed down.  A following vehicle, operated by Mr. Itiat rear ended and crashed into the back of the tow truck and Mr. Itiat died.  Becuase it is presumed that the rear driver is at fault when he runs into the lead vehicle, many good lawyers would have turned this case down. In fact, the trial court granted the tow truck a summary judgment, which meant the Tow Truck driver was not at fault.  This holding was reversed on appeal. This means the jury gets to decide who was responsbile for the wreck, and it may decide the tow truck, or Mr. Itiat, or both were responsible.

There is a collection of cases  in Florida  where the presumption disappears because there is a plausible factual basis to explain why the Following driver was not at fault. In each of these cases there should be no directed verdict advising the Jury to hold the following driver to be negligent.

Here they are:

  • an abrupt  and arbitrary stop by the lead car at a time and place where it could not be reasonably be anticipated.  This is the classic "GOTCHA RULE" which I previously wrote about in another Blog.
  • an unexpected sudden lane change by a lead car, Itiat v Foskey, supra, and Allford v Cool Cargo
  • a sudden mechanical failure, like a brake failure by the following car
  • an illegal, and therefore unexpected stop, as on the Interstate outside municipal limits;
  • a failure to remove or warn of a disabled  vehicle which has either broken down or run out of gas, in a location and at a time likely to cause a following driver to encounter it without adequate time to safely change lanes or stop.  I wrote about this type of rear ender here. 

The lesson here is that a careful investigation into the facts of a  rear end collision may reveal that the following driver was not totally, or maybe minimally at fault when he rear ends another car  in an accident.  An experienced trial attorney may be able to help.  Also, if  you have been sued for rear ending the lead vehicle, you may inadvertently waive your right to a counterclaim if it is not promptly filed.  

 

Turning the Keys over to Johnny: Letting your Child Drive

The decision to let your child finally drive the family car is one requiring the ultimate exercise of good parental judgment. A parent must honestly weigh the maturity of their child, their need for independent transportation, the cost of insurance, a car, and the dangers and potential risks the child may face when you, the parent, are not there to provide continuous feedback and safe driving pointers.

 

Florida laws require a “responsible adult” to assume legal responsibility for the child’s negligent or willful misconduct while driving on a highway. This law is enforced when the under 18 child applies for a driver’s license by getting a “responsible adult” (usually a parent) to sign the application with them. F.S. 316.09 says that the child’s conduct is “imputed” to the responsible adult. In addition, the child’s driver’s license may be suspended if the under 18 child drops out of school. F.S. 322.091

Oprah’s website about the “No Phone Zone” is an excellent and fun place to help start a conversation with your child about the dangers of texting or talking on the cell phone while driving. I recommend you and your child together take a look at http://www.oprah.com/packages/no-phone-zone.html. It has some really fun quizzes to test your knowledge about texting or talking on a cell phone. It gives really good examples your child can identify with about the very real dangers of distracted driving.

It only takes a second or two to change a life forever. I took the quiz and only got 2 out of 5 questions right!

For a discussion explaining Texting and Negligence, look at my website at http://www.palmcoastinjurylaw.com/2010/02/articles/understanding-the-legal-proces/understanding-texting-and-negligence/

A parent who signs the Application with their child should obviously get insurance coverage for them. In my opinion it is better to add a child  on the family auto insurance policy rather than getting separate minimum coverage policy. Buying a car and titling it only in their name does not protect the parent from liability under FS 322.09.

In Florida a huge percent of drivers on our roads HAVE ABSOLUTELY NO INSURANCE. That means if an uninsured motorist runs a light and crashes into you or your child, no one will be able to pay the medical bills unless you have prudently bought a nice policy with “Uninsured or Underinsured” motorists coverage. Think of UM as standby insurance to protect the most important things in your life: Your family members. I can tell you from experience in handling cases for Flagler county clients, rarely do they get out of the Emergency room with less than $20,000 in hospital and doctors bills. The high cost of medical care is a reality. Thus, the need for as big a policy of Uninsured coverage as your budget will permit.

Rear end collisions and presumptions of law

As I wrote in an earlier blog, there are certain legal presumptions which arise when the rear car runs into a lead car.  But those "presumptions" sometimes evaporate into thin air if the rear driver has a good reason to explain the collision.  This blog explains how that disappearing presumption works.

In the case of Klipper v GEICO,  the evidence came out at  trial that  the rear driver had a good reason for rear ending the lead car: the lead car had become disabled on the interstate late at night, and the driver of the lead car had not 

  • attempted to move it out of the way onto a nearby median even though there was time,
  • turned on its flashers,
  • raised the hood, or
  • otherwise signalled oncoming traffic

So  what happened to the presumption of negligence?  The trial court should have said nothing about it and just let the jury decide who was at fault.  Instead, the judge instructed the jury that the rear driver had the burden to prove she was not negligent.  This was wrong, and resulted in a reversal.  Once evidence is produced which tends to show the real fact is not as presumed, the presumption dissipates.

Why:  Because once evidence was presented giving some good reasons why the jury could reasonably find the lead driver was also negligent, the presumption was "rebutted."  It vanished from the case and was no more than an inference which the court should not have commented on either way.  In fact, both drivers had something to point their fingers at.

Rear-end collisions and the "Gotcha" rule

Rear end collisions have been around since cars were invented. (Funny, but I have never seen a pelican in formation fly into another one: Why not?)  I was asked recently by a client whether she had any legal rights when she rear ended the car in front of her. This raises the legal issue of what happens when a driver may only  be partly at fault (negligent). 

I learned  the lead car was going 50 mph in broad daylight, and accelerating on a three lane entrance ramp to the interstate, when it suddenly and abruptly stopped for no apparent reason.  There was no stop sign, traffic signal, road construction,  sinkhole, no other cars ahead of them merging into their lane, no road debris, no pedestrians or animals on the ramp, and the lead car  just suddenly stopped!!!  My client was not expecting that. She tried to stop but could not.  She crashed into the back of the lead car. 

  • Florida has the "Gotcha" rule which applies to rear end collisions like this one.  The rule comes up rarely. It means that the rebuttable presumption of negligence which usually applies when the rear car hits a lead car, disappears when the lead driver makes a sudden, abrupt stop at a time and place where such a stop would be totally unexpected.  The presumption is said to have been "rebutted." (The law of "presumptions" is  discussed in this blog. )
  • In such cases, the rear driver, acting as a reasonably prudent person driving a car or truck, has a good reason to not expect the lead car to make a sudden stop.  So, if the rear car driver gets sued, the jury can consider all of the circumstance, and conclude she was only partly at fault or maybe entirely at fault, but it is not a foregone conclusion that the rear driver was the only one at fault.  This makes insurance companies for the rear drivers happy.
  • The lead driver is not entitled to a court ordered directed verdict, and the judge does not tell a  jury  they MUST find the rear driver to be negligent (at fault.)
  • The rear driver, if the Jury so finds, may be entitled to recover her damages if the Jury believes she was hurt due to the negligence of the lead driver. IN most cases the lead driver will sue the rear end driver.  The rear end driver will report the case to their insurance company which will appoint a Defense attorney to handle the defense. However, the rear driver must file a mandatory counter-claim or it will be barred.  The insurance company defense attorney should advise the rear ending driver to consider whether to make such a claim so their rights to make a claim will not be waived.  Another attorney, who can handle the personal injury claim as a counter-plaintiff should be consulted by the rear end driver.
  • Gotcha stops are rare.  They may be a result of road rage situations or other strange driving behavior.  It's almost like the lead driver invites the rear end crash. Sudden stops in "stop and go" traffic are not "Gotcha" stops because they are expected, since everyone else is doing it too.  Typically they come up when the lead car at a light starts up when the light turns green, then goes a few feet and stops suddenly even though there is no reason to.  This  often results in a chain of rear end collisions. 

One would think that the combination of a sudden stop, and the ensuing chain of rear end collisions would result in a finding that the first lead driver was presumed to be negligent , but the courts have  so far refused to hold that way.

Florida also has a "comparative" negligence law, which combined with the "Gotcha" rule allows a jury to apportion fault in all negligence cases, including rear end cases like this one.  Bottom line: just because she was the rear end driver and crashed into the lead driver, doesn't mean she is 100% at fault with no right of recovery for her own damages.  A jury could reasobably conclude the lead driver was also to some degree negligent for the sudden, unexpected abrupt stop at a time and place where no one would reasonably stop.

In my experience the rear driver always says the lead driver was making a "sudden" stop or a "sudden" left turn.  Why? Because the rear drivers  have been day dreaming, distracted, either on a cell-phone or worse, texting.  When they look back to the road they are always startled.  To them it is sudden,  Duh! If they were watching carefully they would have had time to react.

And what if the rear driver, was herself rear ended? In the leading case in Florida on rear end collsions and the "Gotcha Rule" the supreme court clearly recognized that motorists should be on the look out for accidents ahead.  Just because a driver ahead has negligently failed to stop and was in an accident, does not mean their following driver has a built in excuse because of their sudden stop.

  In other words, the negligent driver who is himself rear-ended may have a valid case when he gets rear ended. It almost sounds like he is getting rewarded for bad behavior.  But that is for the jury to decide.