Tort Reform: Giving away the Farm

This week the Tennessee legislature passed by a comfortable margin another law.  This new law is another step taken by government which lops off by big chunks the right to the pursuit of happiness.  Our forefathers called this right "inalienable" meaning it could not be sold or taken away. 

The new law is a windfall to the Insurance industry which will now have to pay less damages when its clients wreck havoc in Tennessee.  It caps out the maximum amount an injured victim can get in severe cases where there is paralysis, blindness, and amputations, and maxes out the punitive damages at a measely $500,000 no matter how bad the wrongdoing was:  think drunk drivers, and mass toxic tort polluters.

Why should we care down here in Florida?  Because laws like this are like weeds in the garden.  They grow and encourage other legislatures to sponsor similar rules here.  And guess what?  This immensely successful movement to take away your rights is wildly popular among a lot of people who think it will reduce insurance costs.  WRONG!!! Insurance companies have been shown time and again to not be passing on any savings to their customers.

Lawyers like me have been telling the public like you for years that TORT REFORM is a hoax.  Big media and the PR engines of the largest companies, like big tobacco, have won.  The battle is over.  This is an easy sell to most uninformed Americans.  I know because I have seen it first hand during Voir Dire. 

Losing the Pursuit of Happiness in the USA

We all know that Thomas Jefferson wrote the Declaration of Independence.  It was unanimously adopted by the United States Congress in 1776.  It declared that all men are entitled to certain inalienable rights, and among these are the rights to life, liberty and the pursuit of happiness.

Skip ahead two hundred thirty five years to 2011.   Ask yourself whether  your  fellow countrymen still believe in these rights.  I  suggest these "inalienable rights"   are being lost in our courtrooms across the USA.  How can that be? How can they be lost in the courtroom, of all places, where  Juries guard our precious rights? How can this happen?

An insidious, long term corporate attack started decades ago, in the early 1980's.  It was called TORT REFORM.  SInce then it has undergone some name changes, such as lawsuit abuse, and is sponsored by such high sounding  names at the AMERICAN TORT REFORM ASSOCIATION.  Their mission: to persuade millions of Americans, many of whom will become jurors in civil cases, that it is "unAmerican" to compensate an injured person with money for the loss of their ability to pursue happiness due to severe pain and suffering.  The movement has been very successful. It has resulted in thousands of jury trials at which our fellow citizens have been denied compensation for the loss of the pursuit of happiness. Who would support such a thing? Who could possibly refuse REFORM of any kind?

Insurance companies, tobacco companies, polluters, manufacturers of dangerous and defective products, the automotive industry, doctors, and others, to name a few.  Also, because it is thought that most trial lawyers are democrats, Republican leaders like Bush and Reagan jumped on the bandwagon.  It became a Republican message to sponsor tort reform.  Doctors and big money rallied to the cause and continue to do so.  Everyone has heard of greedy trial lawyers, and the McDonald coffee case, runaway juries, and million dollar awards.  It is urban myth. 

Think of it:  if a person is in such pain that they cannot pursue happiness, what is the right to pursue happiness worth?  Nothing. And the ONLY METHOD TO ENFORCE THE RIGHT IS BEFORE A JURY.   And that is exactly what jurors are giving severely crippled, blinded, deafened and handicapped people for their lifetime of pain and suffering.      Nada, Nothing, and  Zippo.  Becuase they think it is the American thing to do.

The next time you are called for civil jury service keep in mind that if a jury won't award an American dime for the loss of the pursuit of happiness, you have corporate America and the Republican party to thank.

 

The Extreme Importance of Good Medical Documentation

When it comes time to get a negligence case settled, nothing is more important than good medical records.  And writing good medical records falls solely within the province of the client's treating doctors. I have been disappointed with the failure of some of the treating physicians in my community to properly document their files.  I have even gone so far as offering to meet and explain (at my expense) what should be in the records, and have been blown off.  The doctor in question had his lawyer call and tell me he did not want to talk to me either in person or by phone.  So, my client's case took a hit.  The bottom line was much smaller than if the doctor had done a half way decent job.

What do I look for in a decent final report:

1.  That the patient is discharged with or without a "permanent impairment."  A permanent impairment is medical talk meaning the patient now has a permanent handicap of some sort due to the accident.

2. That the patient has or  has not got any permanent restrictions or limitations due to the accident.  For example, I have a client who had a rotator cuff injury and two surgeries to repair it.  He can no longer lift more than 5 lbs., or use his arm repetitively, or lift it above his head. 

3.  The projected cost of future medical care, the type of care, and frequency.  Such as an MRI once a year, future  epidural injections, pain meds, and blood tests to check the patient's liver to see if they are being damaged by pain pills or other medications that are prescribed.

4.  A medical decision correlating the treatment to the accident, or deciding it is not related.  I recently asked for such a decision from an orthopedic surgeon, and he sent me a letter saying "maybe" it is related.  Big Deal.  Maybe it is not.  The letter will be useless in convincing the adjuster his insured caused the injury.

5.  Last but not least, a fair comment on the level of "discomfort" (PAIN) which the client has reported to the doctor.  I need the doctor to honestly report what the patient is really saying, not just that he thinks surgery or treatment was a "success."

I practice in a small community and there is really not a lot of choices locally, but a short drive to another nearby city makes it possible to  get a better doctor.  If they can make the trip it enables them  to see doctors who are not only competent in the medical side, but also, and just as important, competent in writing good final reports.  An experienced Personal Injury lawyer learns who they are and can direct clients to the good docs as part of his advice.  I think some doctors are introverted and afraid of going to court and just don't care about the legal side of the medical treatment.

That's too bad, because medical ethics mandate a doctor to stand up as a medical witness to help lay people (like jurors or adjusters) understand what the patient has gone through and will be going through.  It is unethical in my opinion to dodge that by poor report writing.